All Welcome!

Please select at least 1 country or destination.
Please select departure and return date.
Please input traveller age(s).
Unfortunately the maximum number of people you can have on a Zoom policy is 25.
Your kids go free
This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.
Coverholder at Lloyds
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NON RESIDENT TRAVEL INSURANCE

Are you living in New Zealand temporarily on a visa and looking to go overseas for a holiday? If that's you, you've come to the right place! 
Zoom covers skilled migrant visa holders, those on partner/defacto visas, students and more!
What are you waiting for? Zoom to it!

WHY BUY NON RESIDENT COVER

Medical cover

medical cover

Relax knowing that your overseas hospital expenses for sudden injury or illness are covered with Zoom's unlimited medical cover. Zoom to top notch cover!

Luggage

luggage cover

Whether you've packed light, or the weight of your suitcase is giving you a fright, Zoom's baggage cover offers a wide range of options to suit all types of travellers and budgets.

Car Hire Excess

car hire excess

Hiring a car or camper on your holiday? If so, our rental vehicle excess add-on is a must for your trip. We cover your wheels with no worries!

delays

travel delays

Soujourn setbacks are never much fun. Non-resident travel insurance covers your additional travel expenses should you experience a holiday hold-up.  

Money Savings

pRice savings

Gee whiz, our prices are cheap. However there’s more, we'll match any quote for equal cover with our price match guarantee.

24/7 emergency assistance

24/7 assistance

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

easy claims

easy claims

We’ve kept our claims process simple and guarantee to assess fully documented claims within 10 business days. We put the 'zip' in zoom! 

peace of mind

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that Zoom travel insurance is backed by Lloyd’s of London, one of the world’s most trusted insurance brands.

NON-RESIDENT COVER FAQ'S

Nobody wants to think about all the things that might go wrong on their holiday, but mishaps do happen and they happen often.
Whichever temporary visa you are on whilst in New Zealand, it's important to pack protection for added peace of mind.
  • What types of non-residents does Zoom cover?
  • Whether you're living in New Zealand on a skilled migrant visa, work visa, student visa, partner visa...we don't mind.  As long as you are temporarily travelling overseas and at the date your certificate of insurance is issued you are:

    -aged 74 years and under; and
    -hold a return ticket to New Zealand; and
    -have a home in New Zealand to which you intend to return; and
    -hold a valid visa or permit which provides access to all publicly funded health and disability service in New Zealand or have access to long-term medical care in New Zealand that is valid for the entire journey and beyond the end date of your policy.

  • Does Zoom cover those travelling on skilled migrant visas?
  • Yes, as long as you are only temporarily travelling overseas and at the date your certificate of insurance is issued you are:

    -aged 74 years and under; and
    -hold a return ticket to New Zealand; and
    -have a home in New Zealand to which you intend to return; and
    -hold a valid visa or permit which provides access to all publicly funded health and disability service in New Zealand or have access to long-term medical care in New Zealand that is valid for the entire journey and beyond the end date of your policy.

  • Does Zoom cover non-residents without private health cover?
  • Yes, providing that you hold a valid visa or permit which provides access to all publicly funded health and disability service in New Zealand. Assuming you meet all other neccesary requirements above.

  • Does Zoom cover inbound non-residents visiting New Zealand?
  • No, Zoom doesn’t cover non-residents who are visiting New Zealand from overseas.

  • Are there age limits to non-resident travel insurance?
  • Yes, we cannot cover any non-residents over the age of 74 years.

  • How do I prove I have travel insurance for my required destination visa?
    • You may be required to prove you have adequate travel insurance before you can obtain a visa for your chosen destination. A copy of your Zoom Certificate of Insurance combined with the 'table of benefits' shown on page 10 of the policy document can be used for this.

  • Which pre-existing conditions does Zoom travel insurance cover?
    • We automatically cover 36 pre-existing medical conditions with no medical assessments or lengthy medical forms to complete. For further information and a full list of covered conditions head to our pre-existing medical conditions page.

  • Am I covered for adventure activities on my holiday?
  • We automatically cover a wide range of adventure sports including diving, bunjee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. See a full list of adventure activties covered under our Zoom policies.

  • Am I covered for cruises automatically?
  • No, not automatically. You must purchase our cruise pack in order to be covered for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.

  • I have high value items; how much can I insure them for?
  • If you have an expensive item that you just can’t leave behind, you can insure it separately for up to $5,000. Please note that high value item cover is only available under our Comprehensive plan.

  • Can I reduce my excess with Zoom products?
  • Yes you can reduce the standard excess of $200 by paying an excess reduction fee within the payment process.  You can reduce the excess to $100.

COMPARE ZOOM TRAVEL INSURANCE PLANS

Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.

Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.

You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes.  These can be added during the quote process.