Holidays at Home

Please select at least 1 country or destination.
Please select departure and return date.
Please input traveller age(s).
The maximum number of people you can have on a Zoom policy is 25.
Your kids go free
This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.
Coverholder at Lloyds
  • ALL
    TRAVEL ALERT: View the latest travel information that may affect your trip Learn More
  • BAL
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  • USA
    TRAVEL ALERT: Eruption of Kilauea, Hawaii,USA Learn More

DOMESTIC TRAVEL INSURANCE

Whether you’re cityscaping in Auckland, skiing in Queenstown or trekking the Tongariro Crossing, it’s important to be protected when travelling around New Zealand. Our domestic travel insurance policy will cover your holiday at home for trip cancellation, lost luggage, family emergencies, rental vehicle excess and more!  What are you waiting for? Zoom to it!

WHY BUY WITH ZOOM

Car Hire Excess

RENTAL VEHICLE EXCESS

Hiring a car for your Kiwi adventure? Zoom's domestic policy covers you up to $5,000 for any dings, dents or theft to your rental vehicle.

travel delays

travel delays

Setbacks on your stay-home sojourn are never much fun. Cover your domestic travel disruptions in a flash with Zoom travel cover. We keep things zippy!

luggage cover

COVER for your luggage

Your stuff is precious and we get that. Take off on your domestic trip knowing your luggage is protected with Zoom.

Adventure activities

Adventure activities

Bungeeing in Queenstown or swimming with Dolphins in Kaikoura?  Zoom to great cover with our adventure pack covering you for heaps of adventure sports activities. 

Kids Go Free

kids go free

Any dependants travelling with you are covered free of charge. And if you need to get home due to a medical emergency, they'll be covered to return home with you. Phew!

money savings

money savings

Gee whiz, our prices are cheap. However there’s more, we'll match any quote for equal cover with our price match guarantee. Yippee!

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple and speedy. We guarantee assessment on fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

You can sit back and relax. Zoom Travel Insurance is backed by Lloyd's of London, one of the world's most trusted names.

DOMESTIC COVER FAQ'S

Many people forget to buy domestic travel insurance when they travel around New Zealand, but being covered at home is
just as important as it is overseas. Lost luggage, damage to a rental car, flight delays & theft are all situations
that could quickly put a downer on your domestic holiday.
  • How far do I need to travel away from home for my domestic cover to kick in?
  • As long as you’re holidaying more than 50km away from home you're eligible for cover.

  • Does domestic travel insurance include medical benefits?
  • No, Zoom's domestic policy covers for cancellation fees and lost deposits, luggage and personal effects, rental vehicle excess and much more. Refer to our PDS for full policy benefits.

  • What is rental vehicle excess?
  • Rent a car without stressing about the costs should you have a ding in your hire car. Zoom's domestic policy will automatically reimburse you for up to $5,000 for any excess or deductible which you become legally liable to pay under your rental vehicle hiring agreement. If you require more cover, you can choose to upgrade to $8,000 during the payment process. Note that you may only add or upgrade vehicle excess prior to picking up the car. 

  • Does domestic travel insurance cover for cruising in New Zealand waters?
  • No, not automatically. You must purchase our Cruise Pack in order to be covered for any medical treatment you receive on board and for helicopter evacuation should you need to get to the nearest hospital. 

  • What age limits apply to New Zealand domestic travel insurance policies with Zoom?
  • Those over 85 years are unable to purchase a policy with Zoom. All other travellers can purchase a policy for a maximum trip duration of 92 days only.

  • Can I reduce my excess on domestic policies?
  • No, excess reduction is not available on domestic policies within New Zealand.

  • Are my golf clubs covered when I travel domestically?
  • Yes. You are covered up to a combined total of $750 for your golf clubs, golf bag and golf trolley. If you are wanting a higher level of cover for individual golf items or higher combined limit you will need to buy the Golf Pack add on. The Golf Pack add on provides cover for your own Golf equipment (golf clubs, golf bag, golf trolley and golf shoes), Golf Equipment Hire (golf clubs, golf bag, golf trolley and golf shoes), Golf Green Fees and Hole in One cover.

  • Is my bicycle covered on my domestic holiday?
  • Yes, however you will need to buy the Bicycle Pack Add-on to cover your Bicycle. 'Bicycle Pack' covers for any loss, theft of or damage to a bicycle. We will pay or reimburse you up to $5,000 for any one bicycle and the maximum amount we will pay for all claims combined is $15,000. Please note: No cover is provided under this section for any bicycle accessories (including but not limited to tools, bicycle pumps, lights, helmets, etc.) as these items are covered under luggage and personal effects.

  • I have high value items; how much can I insure them for?
  • If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.

  • Can I buy domestic travel insurance for relatives visiting me in New Zealand.
  • No, Zoom travel insurance policies are available to New Zealand residents only.

COMPARE ZOOM TRAVEL INSURANCE PLANS

Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.

Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.

You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes.  These can be added during the quote process.