Holidays at Home

Please select at least 1 country or destination.
Please select departure and return date.
Please input traveller age(s).
The maximum number of people you can have on a Zoom policy is 25.
Your kids go free
This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.


Whether you’re cityscaping in Auckland, skiing in Queenstown or trekking the Tongariro Crossing, it’s important to be protected when travelling around New Zealand. Our domestic travel insurance policy will cover your holiday at home for trip cancellation, lost luggage, family emergencies, rental vehicle excess and more!  What are you waiting for? Zoom to it!


Car Hire Excess


If you're planning on hiring a car on holiday you may require cover for your vehicle excess. Zoom's domestic policy covers up to $5,000 in damages to your rental vehicle.

travel delays

travel delays

Transport delays can cause disruption to your travels. Zoom provides cover for domestic travel delays.

luggage cover

COVER for your luggage

Zoom provides cover for your luggage and belongings on domestic trips.

Adventure activities

Adventure activities

Planning some adventure activities?  Zoom provides some cover foradventure sports activities.   

Kids Go Free

customer service

Zoom's trained team of staff are available to answer your questions and can guide you through the process of buying travel insurance.

money savings

money savings

Our prices are comparatively low and we'll match any quote for equal cover with our price match guarantee.

easy claims

easy claims

We've kept our claims process simple and guarantee to assess fully documented claims within 10 business days.

Car Hire Excess

Peace Of Mind

Our travel insurance plans are underwritten by HDI Global Specialty SE - New Zealand. A global company who provides a broad range of insurance solutions in more than 175 countries.


When travelling in New Zealand you are able to obtain domestic travel benefits through Zoom.
Lost luggage, damage to a rental car, flight delays & theft are scenarios that may be covered by Zoom.  
  • How far do I need to travel away from home for my domestic cover to kick in?
  • As long as you’re holidaying more than 50km away from home you're eligible for cover.

  • Does domestic travel insurance include medical benefits?
  • No, Zoom's domestic policy covers for cancellation fees and lost deposits, luggage and personal effects, rental vehicle excess and much more. Refer to our PDS for full policy benefits.

  • What is rental vehicle excess?
  • Rent a car without stressing about the costs should you have a ding in your hire car. Zoom's domestic policy will automatically reimburse you for up to $5,000 for any excess or deductible which you become legally liable to pay under your rental vehicle hiring agreement. If you require more cover, you can choose to upgrade to $8,000 during the payment process. Note that you may only add or upgrade vehicle excess prior to picking up the car. 

  • Does domestic travel insurance cover for cruising in New Zealand waters?
  • No, not automatically. You must purchase our Cruise Pack in order to be covered for any medical treatment you receive on board and for helicopter evacuation should you need to get to the nearest hospital. 

  • What age limits apply to New Zealand domestic travel insurance policies with Zoom?
  • Those over 85 years are unable to purchase a policy with Zoom. All other travellers can purchase a policy for a maximum trip duration of 92 days only.

  • Can I reduce my excess on domestic policies?
  • No, excess reduction is not available on domestic policies within New Zealand.

  • Are my golf clubs covered when I travel domestically?
  • Yes. You are covered up to a combined total of $750 for your golf clubs, golf bag and golf trolley. If you are wanting a higher level of cover for individual golf items or higher combined limit you will need to buy the Golf Pack add on. The Golf Pack add on provides cover for your own Golf equipment (golf clubs, golf bag, golf trolley and golf shoes), Golf Equipment Hire (golf clubs, golf bag, golf trolley and golf shoes), Golf Green Fees and Hole in One cover.

  • Is my bicycle covered on my domestic holiday?
  • Yes, however you will need to buy the Bicycle Pack Add-on to cover your Bicycle. 'Bicycle Pack' covers for any loss, theft of or damage to a bicycle. We will pay or reimburse you up to $5,000 for any one bicycle and the maximum amount we will pay for all claims combined is $15,000. Please note: No cover is provided under this section for any bicycle accessories (including but not limited to tools, bicycle pumps, lights, helmets, etc.) as these items are covered under luggage and personal effects.

  • I have high value items; how much can I insure them for?
  • If you have an expensive item that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.

  • Can I buy domestic travel insurance for relatives visiting me in New Zealand.
  • No, Zoom travel insurance policies are available to New Zealand residents only.


Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy  Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today. 

Like all travel insurance plans, they don't cover everything.  

You should read your policy document (PDS) carefully to ensure you select the cover that is best for you. 
You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes.  These can be added during the quote process.