Cruisey Zoomers

Please select at least 1 country or destination.
Please select departure and return date.
Please input traveller age(s).
The maximum number of people you can have on a Zoom policy is 25.
Your kids go free
This means your dependant children or grandchildren under the age of 19 at the date of policy issue who are travelling with you.


Planning a voyage on your next vacation? Zoom's cruise pack provides cruise coverage with a number of benefits for your next trip. 


Cruise cover

cruise cover

Our cruise pack provides cover for onboard medical treatment along with helicopter evacuation should you require emergency medical assistance.

Medical cover

medical screening

Get cover for your medical conditions when you travel. You can declare your pre-existing conditions using our online assessment form. 

Golf cover

golf cover

Zoom's golf pack includes cover for your golf clubs along with hire equipment, green fees and hole in one expenses. 

luggage cover

luggage cover

Zoom provides cover for your luggage and belongings on domestic trips.

travel delays

travel delays

Transport delays can cause disruption to your travels. Zoom provides cover for domestic travel delays.

Emergency assistance

24/7 assistance

It’s important to prioritize your health and safety when travelling. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

easy claims

easy claims

We’ve kept our claims process simple and guarantee to assess fully documented claims within 10 business days.

Car Hire Excess

Peace Of Mind

Our travel insurance plans are underwritten by HDI Global Specialty SE – New Zealand.  A global company who provides a broad range of insurance solutions in more than 175 countries.


Planning to take a cruise? For more detail regarding your coverage take a look at some of our popular cruise insurance FAQ's below.
  • Am I automatically covered for cruises?
  • Not automatically. You must purchase our cruise pack within the payment process to be covered for any medical treatment you receive on board and for helicopter evacuation should you require emergency medical assistance.

  • My cruise is visiting 10 ports? Do I need to tell Zoom all destinations?
  • Yes, you must tell us every country or region the ship will visit. If you neglect to do so you may not be covered for all the countries you are visiting.

  • How much does it cost to visit the on-board doctor?
  • Simple treatments, consultations and medications on board a ship are charged at private rates. These can amount to $250 for just a quick 10-minute appointment. If you purchase our cruise pack add-on you'll be covered for any on-board doctor visits, prescribed drugs, hospital stays and more.

  • How do I tell Zoom about my medical history?
  • We have a quick and easy online medical screening which you need to complete if you have any pre-existing illnesses. Follow the medical questions within the quote process to complete the assessment for all travellers with pre-existing conditions. It'll only take a minute.

  • What age limits apply to cruise travel insurance policies with Zoom?
  • We cover travellers under the age of 85 only. Travellers 79 years can purchase a policy for a maximum trip duration of 365 days. Those aged between 80-85 years can purchase a policy for a maximum trip duration of 184 days only. 

  • What age limits apply to annual multi trip policies? 
  • Annual multi-trip policies are only available to those under 69 years. If you want to add-on our ski or adventure pack, that's only available to those under 69 too. 

  • Are my golf clubs covered? 
  • Yes. You are covered up to a combined total of $750 for your golf clubs, golf bag and golf trolley. If you are wanting a higher level of cover for individual golf items or higher combined limit you will need to buy the Golf Pack add on. The Golf Pack add on provides cover for your own Golf equipment (golf clubs, golf bag, golf trolley and golf shoes), Golf Equipment Hire (golf clubs, golf bag, golf trolley and golf shoes), Golf Green Fees and Hole in One cover.

  • Can I travel with my dependant grandchildren?
  • Yes, dependants will be included under your policy for free. They are defined as your own children or grandchildren and under the age of 19.

  • I have high value items; how much can I insure them for?
  • If you’re travelling with gadgets or more expensive items you can purchase additional cover for up to $5,000. Please note, you can only buy additional high value item cover under our comprehensive plan.

  • What excess applies to senior travellers?
  • A standard excess fee of $200 applies to travellers aged 70-79. A $2,000 excess applies to travellers aged 80-85.


Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.

Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.

You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes.  These can be added during the quote process.