Whether you've decided to backpack around Asia, live like a local in London or help build a school in Africa it's vital to get organised before your adventure. Zoom's backpacker travel insurance policy will cover your gap year for medical cover, trip cancellation, lost luggage, theft of cash, family emergencies and more! What are you waiting for? Zoom to it!
Your backpack and contents are precious and we get that. Take off on your gap year knowing your gadgets are protected with Zoom.
The MFAT webisite is the place to go to see all the latest travel advice. Make sure you head there and check out their tips before you depart for your trip!
We automatically cover a wide range of adventure sports including diving, bunjee jumping, horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports.
Yes. If you were to have an unforeseen accident on holiday while participating in a listed activity, your medical expenses would be covered, so long as you were not intentionally putting yourself at risk.
At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in New Zealand. If you do not have a valid motorbike license then you can only ride a bike of 50cc using your NZ drivers license. You must also be wearing a helmet at all times.
Travelling around developing countries can put you at risk of contracting nasty diseases. However, you can rest assured that all our policies cover you for Unlimited medical benefits if you were to fall ill. This includes access to hospitals, ambulance, doctors and evacuation and even repatriation home if required.
Yes, Zoom policies do not impose any restrictions on volunteering overseas, assuming you were not intentionally putting yourself at risk. If you are working with animals on your gap year you must purchase our Adventure Pack to be covered for any sort of Animal Handling.
Yes, whether you're going overseas for business, pleasure or to study, Zoom's policies cover you if you have decided to further your education abroad. However, Zoom's policies have a maximum trip duration of 365 days, so bear this in mind when decided on your course duration.
Yes, Zoom policies do not impose any restrictions on teaching English overseas, assuming you were not intentionally putting yourself at risk, or travelling to a destination that Smartraveller said DO NOT TRAVEL to.
When it comes to alcohol we advise you to drink in moderation. Please note that we may exclude any claims where excessive drugs or alcohol have been involved.
If you have an expensive item like an SLR camera or laptop that you just can’t leave behind you can insure it separately for up to $5,000. Please note that high value item cover is only available under our comprehensive plan.
Yes, you’re covered for muggings provided of course, you were acting with reasonable care (i.e. did not leave your belongings unattended). If you’re the victim of a pickpocket (even of the cheeky monkey variety), you’d be covered for loss, theft and damage to your luggage and personal effects. If you are robbed it’s important that you get a police report and contact us as soon as possible.
Each Zoom plan has different policy benefits. You can minimise your costs with Medical Only cover, or choose to buy Comprehensive Travel Insurance for extra protection to cover things like travel delays and cancellation. Compare Zoom's Travel Insurance plans online today.
Like all travel insurance plans, they don't cover everything. Just the unexpected.
You should read your policy document (PDS) carefully to ensure you select the cover that is best for you.
You can add optional cover for extras such as Rental Vehicle Excess if you are hiring a car, Sports Activities Pack if you’re feeling adventurous and Snow Cover if you are hitting the slopes. These can be added during the quote process.