Breaks with Bumps

Please select at least 1 country or destination.
Please select departure and return date.
Please input traveller age(s).
The maximum number of people you can have on a Zoom policy is 25.
Your kids go free
This means your dependent children or grandchildren under the age of 19 at the date of policy issue who are travelling with you. Please enter all travellers ages including dependants.


When you’re setting off with the whole family in tow, you don't wany any unexpected bumps in the road. Zoom's pregnancy travel insurance will cover you for overseas medical costs, trip cancellation, lost luggage, travel delays, family emergencies & more!
What are you waiting for? Zoom to it!


Pregnancy cover

pregnancy cover

Heading off with a bump in tow? Take off on your holiday knowing that you are covered all the way up to week 24 with no fuss. 

Medical cover

medical cover

Don't worry about medical costs on your babymoon. With Zoom, you can rest easy that your family's medical expenses will be covered.

Kids Go Free

kids go free

Planning a well-deserved family holiday? Save your pennies as all dependants under 19 are included under your policy at no additional cost. Say what!?

Family emergencies

family emergencies

Had to rush home due to a family emergency? We'll cover your non-refundable deposits so you have one less thing to worry about.

travel delays

travel delays

Setbacks with your family are never fun. Cover your travel disruptions in a flash with Zoom travel cover. We keep things zippy!

Emergency assistance

24/7 assistance

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple and speedy. We guarantee to assess fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that you’re covered by award winning travel insurance.


When travelling as a family, you want to ensure that you're covered for a wide range of scenarios, especially so if you're expecting a new bundle of joy. To make sure you're getting the right cover for you and your baby, take a look at some of our popular travel insurance queries.
  • Is pregnancy covered?
  • Yes, you are automatically covered up to and including the 24th week of your pregnancy for single pregnancies. If you're lucky enough to be expecting multiples, we will cover you up to and including the 19th week of your pregnancy.  If you have experienced complications in your pregnancy or are going through fertility treatment such as IVF, you need to declare these in our medical screening process.  See the pregnancy section in our PDS for more details.

  • Does Zoom cover unexpected pregnancy complications?
  • Yes, if you are within the gestation limits of our cover, Zoom will cover you for any unexpected, unforeseen complications of pregnancy you may experience on your trip. 

  • Does Zoom cover pregnancies conceived through IVF?
  • Yes, we do not consider pregnancy a pre-existing medical condition whether you have conceived naturally or through assisted services like IVF. You only need to declare your pregnancy via our online medical screening if you have experienced complications in relation to a previous or current pregnancy.

  • Does Zoom cover check ups or antenatal care on holiday?
  • No, Zoom policies do not cover for medical expenses for antenatal care, fertility treatment at any time, childbirth at any time or care of a new born child.

  • Does Zoom cover childbirth or care of a newborn child?
  • No, Zoom policies do not cover for medical expenses for antenatal care, fertility treatment at any time, childbirth at any time or care of a new born child.

  • Who can get family travel insurance?
  • Any family where all travellers are residents of Australia, or are temporary residents, who are holidaying in Australia or overseas. This includes families with up to 10 dependant children under 19, not in full time employment and travelling with their parents or grandparents for 100% of the trip. We cover single parent families, nuclear families, and grandparents travelling with their grandchildren.

  • What is the meaning of a dependant?
  • Dependants are defined as your own children or grandchildren and under the age of 19, not in fulltime employment, and travelling with you for 100% of the journey.

  • What if I’m travelling with a child who is not my own?
  • In order to travel with us for free, dependants have to be your own children or grandchildren, under the age of 19, not in full time employment, and travelling with you for 100% of the journey. If you are travelling with kids that aren't your children or grandchildren, or they are in full-time employment, or they aren't travelling with you the whole time, you can change them from being listed as dependants to adult travellers on the personal information page after you have selected your level of cover. This will cause the quote to change, and you can decide if the new price is right for you.

  • Are adventure activities covered?
  • We automatically cover a wide range of adventure sports including diving, bunjee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. View our adventure activities page for a full list of covered activities.

  • I have high value items; how much can I insure them for?
  • If you’re travelling with gadgets or more expensive items you can purchase additional cover for up to $5,000. Please note, you can only buy additional high value item cover under our comprehensive plan.

  • Is my bicycle covered on my domestic holiday?
  • Yes, you can choose to insure up to five bikes with Zoom. Just make sure you add-on our bicycle pack when making payment.  Some conditions apply to the age and value of the bike(s).

  • Am I covered for skiing and snowsports?
  • In order to be covered for winter sports including skiing, snowboarding, tobogganing or tubing (on groomed ski slopes) you must purchase our Snow pack cover. Snow pack cover provides cover for overseas emergency medical and hospital expenses, cover for piste closure, bad weather and avalanche, and for loss or damage to your own snow sport equipment. You will also be covered for the value of any unused ski pass, ski hire or tuition fees following loss or theft of your ski pass, or you being unable to ski following accident or illness.


Whether you're planning a family road trip around New Zealand, seeking the sun in Fiji, catching some culture in Europe or marvelling the magic of Disneyland, Zoom has flexible travel insurance options to make sure you and your family have cover to suit your holiday. 

We know that families come in all different shapes and sizes, which is why we don't have a set mould.  All dependant children and grandchildren are covered free of charge, when travelling with a parent or grandparent. 

Whether you're pregnant with your first, travelling with toddlers, tweens or teens, or something in between, we've got some great tips to maximise everyone's holiday happiness.  Create unforgettable family memories for all the right reasons.


A getaway is the perfect time to put your everday stresses on the backburner and be present 'in the moment' with family members. It allows you to spend prolonged periods of time together, which can be rare these days. Holidays remove us, physically and mentally, from our highly pressured everyday lives, providing us with the prime time to present ourselves as playful parents.  Both adults and children find travel experiences more fulfilling than material things, so a family holiday is the perfect way to create fond memories that last a lot longer than the coolest toy in town.


There's no time like the present.  With such a wild and incredible ride ahead, there’s no better time to destress and take time to rest with a babymoon before bub arrives. Whether you decide to travel in your first, second or third trimester make sure you get a doctors approval before you book your break - they may have some no-go destinations in mind. 

Where you travel can have a big impact on your safety. Developing countries, for example are not ideal during pregnancy due to their additional health risks. The vaccinations you may require for these regions may not be safe for pregnant women. Additionally you are more likely to be at risk of contracting diseases like food poisoning and traveller’s diarrhoea in developing countries. Consider destinations that aren’t too far from home and have the same level of advanced medical care as back home.


Pack properly: Packing can be tough at the best of times, but with a case of ‘baby-brain’, it can prove downright impossible! When your mind in is a flurry it’s best to refer to a packing list, crossing off each item as you go. Ensure your suitcase is easy to wheel and try not to over pack- a strained back is the last thing you need.

Bring anti-nausea aids - Carry ginger lollies and peppermint tea with you on your travels – these combat nausea by soothing and settling the stomach. If you’re feeling the burn of acid reflux – reach for some Rennie. A handful of almonds have also been known to combat the fire of acid reflux.

Plan bathroom breaks  - You’re pregnant which means a hunger pang or a trip to the bathroom can be a matter of life and death. You won’t feel like hunting around for a quick snack or search high and low for the restroom in a crowded tourist attraction. Plan your bathroom breaks strategically and make sure you always have a snack and water on hand.

Keep hydrated  - It’s more essential than ever to stay hydrated, as your body needs more water to cope with the demands of pregnancy. This is especially crucial in warmer climates.

Take breaks -  If you are travelling long distances ensure you take regular stops to stretch and get some fresh air. It’s also good to move around frequently to keep your blood circulation going.

Take it easy: Got a hectic ‘to-do’ list for your trip? Cut it in half as you’ll most likely need more rest breaks than you anticipate. You may take twice as long making it through a museum and require plenty of down time in between activities.  Be kind to yourself and don’t try to do it all. This is meant to be a relaxing break before bub arrives afterall!

Speak up - There are perks to pregnancy! Ring ahead as often you will be entitled to special allocations and services. For instance, some airlines will provide you with choice seating, wheelchair escorts and other conveniences not usually offered to passengers. 


Frequently asked questions

Got questions on travel insurance before you zoom off? We're here to help put you on the travel map. Click to see some common queries on your travel insurance policy.

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