Breaks with Bumps

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Your kids go free
This means your dependant children or grandchildren under the age of 21 at the date of policy issue who are travelling with you.
Coverholder at Lloyds

PREGNANCY TRAVEL INSURANCE

When you’re setting off with the whole family in tow, you don't wany any unexpected bumps in the road. Zoom's pregnancy travel insurance will cover you for overseas medical costs, trip cancellation, lost luggage, travel delays, family emergencies & more!
What are you waiting for? Zoom to it!

WHY BUY WITH ZOOM

Pregnancy cover

pregnancy cover

Heading off with a bump in tow? Take off on your holiday knowing that you are covered all the way up to week 24 with no fuss. 

Medical cover

medical cover

Don't worry about medical costs on your babymoon. With Zoom, you can rest easy that your family's medical expenses will be covered.

Kids Go Free

kids go free

Planning a well-deserved family holiday? Save your pennies as all dependants under 21 are included under your policy at no additional cost. Say what!?

Family emergencies

family emergencies

Had to rush home due to a family emergency? We'll cover your non-refundable deposits so you have one less thing to worry about.

travel delays

travel delays

Setbacks with your family are never fun. Cover your travel disruptions in a flash with Zoom travel cover. We keep things zippy!

Emergency assistance

24/7 assistance

Your health is our number one priority. Our emergency assistance experts are just a phone call away 24 hours a day, seven days a week.

easy claims

easy claims

We've done away with lengthy forms and have kept our claims process simple and speedy. We guarantee to assess fully documented claims in a flash.

Car Hire Excess

Peace Of Mind

Zoom to Zen. You can sit back and relax on your holiday knowing that Zoom travel insurance is backed by Lloyd’s of London, one of the world’s most trusted insurers.

PREGNANCY COVER FAQ'S

When travelling as a family you want to ensure that you're covered for a wide range of scenarios, especially so if you're expecting a new bundle of joy. 
The most important priority with Zoom is to keep everyone safe, healthy and happy. To ensure you're getting the right cover for you and your baby, take a look at some of our popular travel insurance queries. Zoom provides peace of mind protection for mums-to-be.
  • Is pregnancy covered?
  • Yes, if you conceived naturally, without fertility treatment and with no complications then you are automatically covered up to and including the 24th week of your pregnancy for single pregnancies. If you're lucky enough to be expecting multiples, we will cover you up to and including the 19th week of your pregnancy. See PDS for more details.

  • Does Zoom cover unexpected pregnancy complications?
  • Yes, if you are within the gestation limits of our cover, Zoom will cover you for any unexpected, unforeseen complications of pregnancy you may experience on your trip. 

  • Does Zoom cover pregnancies conceived through IVF?
  • No, Zoom's policies do not cover for pregnancies that arose from medical intevention, assisted conception or fertility treatment. 

  • Does Zoom cover check ups or antenatel care on holiday?
  • No, Zoom policies do not cover for medical expenses for antenatel care, childbirth at any gestation or care of a new born child.

  • Who can get family travel insurance?
  • Any family that are Residents going on holidays overseas or within Australia. This included families with up to 10 dependant children under 21 and not in full time employment, single parent families, a grandparent travelling with their grandchild or grandchildren.

  • What is the meaning of a Dependant?
  • Dependants are defined as your own children or grandchildren and under the age of 21, not in fulltime employment.

  • What if I’m travelling with a child who is not my own?
  • In order to travel for free, dependants have to be your own children or grandchildren and under the age of 21. Other children travelling (for example, a niece, nephew or a friend’s child) must travel under a separate policy.

  • Are adventure activities covered?
  • We automatically cover a wide range of adventure sports including diving, bunjee jumping and horse riding and more. You can also buy our Adventure Pack to cover additional adventure sports. View our adventure activities page for a full list of covered activities.

  • I have high value items; how much can I insure them for?
  • If you’re travelling with gadgets or more expensive items you can purchase additional cover for up to $5,000. Please note, you can only buy additional high value item cover under our comprehensive plan.

  • Is my bicycle covered on my domestic holiday?
  • Yes, you can choose to insure up to five bikes with Zoom. Just make sure you add-on our bicycle pack when making payment.  Some conditions apply to the age and value of the bike(s).

  • Am I covered for skiing and snowsports?
  • In order to be covered for winter sports including skiing, snowboarding, tobogganing or tubing (on groomed ski slopes) you must purchase our Snow pack cover. Snow pack cover provides cover for overseas emergency medical and hospital expenses, cover for piste closure, bad weather and avalanche, and for loss or damage to your own snow sport equipment. You will also be covered for the value of any unused ski pass, ski hire or tuition fees following loss or theft of your ski pass, or you being unable to ski following accident or illness.

PREGNANT HOLIDAY QUICK GUIDE

Whether you're planning a family road trip around New Zealand, seeking the sun in Fiji, catching some culture in Europe or marvelling the magic of Disneyland, Zoom has flexible travel insurance options to make sure you and your family have cover to suit your holiday. 

We know that families come in all different shapes and sizes, which is why we don't have a set mould.  All dependant children and grandchildren are covered free of charge, when travelling with a parent or grandparent. 

Whether you're pregnant with your first, travelling with toddlers, tweens or teens, or something in between, we've got some great tips to maximise everyone's holiday happiness.  Create unforgettable family memories for all the right reasons.

IMPORTANCE OF A FAMILY HOLIDAY

A getaway is the perfect time to put your everday stresses on the backburner and be present 'in the moment' with family members. It allows you to spend prolonged periods of time together, which can be rare these days. Holidays remove us, physically and mentally, from our highly pressured everyday lives, providing us with the prime time to present ourselves as playful parents.  Both adults and children find travel experiences more fulfilling than material things, so a family holiday is the perfect way to create fond memories that last a lot longer than the coolest toy in town.

BEST TIME TO HOLIDAY


There's no time like the present.  With such a wild and incredible ride ahead, there’s no better time to destress and take time to rest with a babymoon before bub arrives. Whether you decide to travel in your first, second or third trimester make sure you get a doctors approval before you book your break - they may have some no-go destinations in mind. 

WHERE TO GO
Where you travel can have a big impact on your safety. Developing countries, for example are not ideal during pregnancy due to their additional health risks. The vaccinations you may require for these regions may not be safe for pregnant women. Additionally you are more likely to be at risk of contracting diseases like food poisoning and traveller’s diarrhoea in developing countries. Consider destinations that aren’t too far from home and have the same level of advanced medical care as back home.

PREGNANCY TRAVEL TIPS


Pack properly: Packing can be tough at the best of times, but with a case of ‘baby-brain’, it can prove downright impossible! When your mind in is a flurry it’s best to refer to a packing list, crossing off each item as you go. Ensure your suitcase is easy to wheel and try not to over pack- a strained back is the last thing you need.

Bring anti-nausea aids - Carry ginger lollies and peppermint tea with you on your travels – these combat nausea by soothing and settling the stomach. If you’re feeling the burn of acid reflux – reach for some Rennie. A handful of almonds have also been known to combat the fire of acid reflux.

Plan bathroom breaks  - You’re pregnant which means a hunger pang or a trip to the bathroom can be a matter of life and death. You won’t feel like hunting around for a quick snack or search high and low for the restroom in a crowded tourist attraction. Plan your bathroom breaks strategically and make sure you always have a snack and water on hand.

Keep hydrated  - It’s more essential than ever to stay hydrated, as your body needs more water to cope with the demands of pregnancy. This is especially crucial in warmer climates.

Take breaks -  If you are travelling long distances ensure you take regular stops to stretch and get some fresh air. It’s also good to move around frequently to keep your blood circulation going.

Take it easy: Got a hectic ‘to-do’ list for your trip? Cut it in half as you’ll most likely need more rest breaks than you anticipate. You may take twice as long making it through a museum and require plenty of down time in between activities.  Be kind to yourself and don’t try to do it all. This is meant to be a relaxing break before bub arrives afterall!

Speak up - There are perks to pregnancy! Ring ahead as often you will be entitled to special allocations and services. For instance, some airlines will provide you with choice seating, wheelchair escorts and other conveniences not usually offered to passengers. 

FURTHER READING

Frequently asked questions

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